Essentially health insurance for your horse, this “endorsement” (basically an “amendment”) to the Full Mortality policy reimburses you up to $10,000 for fees associated with surgery or medical expenses.

Our Major Medical coverage includes a $250 per occurrence deductible and reimburses you for 75% of the reasonable and necessary medical, surgical and aftercare treatment by a licensed veterinarian necessitated by accident or illness. A minimum of $25,000 Full Mortality coverage is required to qualify for Major Medical coverage.